IF YOU DIED TOMORROW, HOW WOULD
YOUR FAMILY PAY FOR YOUR FUNERAL?
When considering which final expense plan to choose, think about choosing a plan that will answer all the following questions:
• How to make informed decisions that will create peace of mind by eliminating unnecessary family conflicts regard in your final wishes.
• How to reduce your family’s stress about immediately paying for your funeral expenses without putting that obligations on your family.
• How to easily designate funds to be immediately made available to pay for your funeral expenses to any funeral home in the world.
• How to simply make those funds immediately available for transportation or other costs at the time of your death.
• How to protect funds from lawsuits, creditors, nursing homes, medicare spend down and probate.
• How to protect funds from income or estate taxes.
• How to have a plan that will allow flexibility for your family to work with the professional advisor that will best plan for your funeral and recommend different funeral homes that offer money saving options.
• How to provide your family with a Funeral Home Locator Service, Bereavement Travel Assistance, and Funeral Price Negotiation service to keep costs to a minimum.
• How to provide your family with information and instruction on completing necessary legal documents and obtaining the death certificates.
• How to provide your family with Grief Counseling Support recommendations in their time of need.
• How to reduce your family’s stress about immediately paying for your funeral expenses without putting that obligations on your family.
• How to easily designate funds to be immediately made available to pay for your funeral expenses to any funeral home in the world.
• How to simply make those funds immediately available for transportation or other costs at the time of your death.
• How to protect funds from lawsuits, creditors, nursing homes, medicare spend down and probate.
• How to protect funds from income or estate taxes.
• How to have a plan that will allow flexibility for your family to work with the professional advisor that will best plan for your funeral and recommend different funeral homes that offer money saving options.
• How to provide your family with a Funeral Home Locator Service, Bereavement Travel Assistance, and Funeral Price Negotiation service to keep costs to a minimum.
• How to provide your family with information and instruction on completing necessary legal documents and obtaining the death certificates.
• How to provide your family with Grief Counseling Support recommendations in their time of need.
Benefits of the NGL AssetGuard Trust*
1) The Funeral Expense Trust is a fund that has a growing cash value (growing death benefit to off set inflation) tax-free for life, which is unavailable with most other investments.
2) Trust is a safe totally “untouchable,” protected asset from creditors, lawyers, hospitals and nursing homes, plus qualify for Medicaid spend-down, etc.
3) Money is not given to any funeral home until time of death. Totally portable. Funeral home need not be specified or if specified can be changed at any time.
4) No “over spending” on expensive funeral home “pre-need” plans.
5) Single premium payment. Or spread out your payments with a Final Expense Plan.
A) Single payment is offered at a discount from initial face amount, which is an immediate return on investment (ROI) of 1% to 12%, depending on age.
B) Face amount (death benefit) continues to grow for until time of need.
6) Poor or declining health makes life insurance of any kind too expensive or not a possibility. Funeral Expense Trust has no disqualifying health questions and can be purchased or used by anyone up to age 99.
7) With funds invested in a safe, separate trust, instructions and arrangements can be made with an advisor so families will have peace of mind and not have the pressure and strain of planning the last minute details. There is between 75 and 125 different decisions that have to be made very quickly with the preplanned funeral you only have to make two. What time and where the service is held.
8) Family harmony. With preplanning in place, on how you want your memorial to be handled, eliminates hard feeling between family members on different ideas and financial decisions and obligations they now don't have to make.
9) No disqualifying health questions. Plans issued up to 99 years of age.
2) Trust is a safe totally “untouchable,” protected asset from creditors, lawyers, hospitals and nursing homes, plus qualify for Medicaid spend-down, etc.
3) Money is not given to any funeral home until time of death. Totally portable. Funeral home need not be specified or if specified can be changed at any time.
4) No “over spending” on expensive funeral home “pre-need” plans.
5) Single premium payment. Or spread out your payments with a Final Expense Plan.
A) Single payment is offered at a discount from initial face amount, which is an immediate return on investment (ROI) of 1% to 12%, depending on age.
B) Face amount (death benefit) continues to grow for until time of need.
6) Poor or declining health makes life insurance of any kind too expensive or not a possibility. Funeral Expense Trust has no disqualifying health questions and can be purchased or used by anyone up to age 99.
7) With funds invested in a safe, separate trust, instructions and arrangements can be made with an advisor so families will have peace of mind and not have the pressure and strain of planning the last minute details. There is between 75 and 125 different decisions that have to be made very quickly with the preplanned funeral you only have to make two. What time and where the service is held.
8) Family harmony. With preplanning in place, on how you want your memorial to be handled, eliminates hard feeling between family members on different ideas and financial decisions and obligations they now don't have to make.
9) No disqualifying health questions. Plans issued up to 99 years of age.
To see what your pre-planned funeral trust or Final Expense Plan would look like call:
801-855-6262
or fill out the form above.
*The Funeral Plan Trusts can be funded up to $15,000.
The Estate Planning Trusts can be funded up to $100,000 with additional income and estate planning tax benefits.
Final Expense Plans up to $35,000.